Swiss Life fixed-rate mortage

Forward mortgage: possible up to 18 months in advance. Additional discount with Home Option / Option Complete on fixed mortgages up to CHF 400,000 (only with insurance with Swiss Life) possible.

Fixed-rate mortgage 3 years: 1.49%

Fixed-rate mortgage 4 years: 1.52%

Fixed-rate mortgage 5 years: 1.54%

Fixed-rate mortgage 6 years: 1.6%

Fixed-rate mortgage 7 years: 1.66%

Fixed-rate mortgage 8 years: 1.71%

Fixed-rate mortgage 9 years: 1.76%

Fixed-rate mortgage 10 years: 1.8%

Fixed-rate mortgage 11 years: 1.84%

Fixed-rate mortgage 12 years: 1.89%

Fixed-rate mortgage 13 years: 1.92%

Fixed-rate mortgage 14 years: 1.96%

Fixed-rate mortgage 15 years: 2.01%

Fixed-rate mortgage 16 years: 2.04%

Fixed-rate mortgage 17 years: 2.08%

Fixed-rate mortgage 18 years: 2.12%

Fixed-rate mortgage 19 years: 2.14%

Fixed-rate mortgage 20 years: 2.18%

03/31/2025

CHF 250,000

Not specified.

Primary residence, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Indirect amortization, Early withdrawal of pension funds, Forward mortgage, Renovation

Special interest rates for income property.

The maximum loan-to-value ratio for your property is 80%.

The mortgage costs must not exceed a third of your income.

Second mortgages are available.

There is no early repayment fee in the event of termination as part of a property sale (except in the case of a sale to family or relatives). Otherwise, termination during the agreed contract period is not possible without an early repayment fee.

Not specified.

The interest must be paid quarterly.