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Swisscard Cashback Cards Amex

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Swisscard Cashback Cards Amex

Free credit card
With cash back
No annual fees
Two cards Amex & Visa/Mastercard

Apply now

General

Card network

American Express

Card type

Standard

Issuer

Swisscard AECS

Currency

CHF

General information

American Express in combination with a Visa or Mastercard credit card.
Card with cash back rewards and Apple Pay, Google Pay and Samsung Pay compatibility.
Various optional insurance benefits can be added at an extra cost.

General conditions

Not specified.

Spending limit

The maximum limit is CHF 10,000 per month.

Payment method

eBill, Direct debit (LSV), QR-bill

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.

Late payment fees

A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction 8.0/10 (Very good)

Helpfulness 7.8/10 (Good)

Product information 7.7/10 (Good)

Assistance 7.9/10 (Good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

There is no annual fee to pay.

Paper invoice

The monthly paper invoice costs CHF 1.95.

Additional cards

Additional cards: free of charge.

Card loss

A replacement card costs CHF 25.00.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2.5% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 2.5% of the purchase amount.

Exchange rate markup

1.91% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.50%.

Special services

Samsung Pay, Apple Pay, Google Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards

Bonus points / cash-back

Amex: 1% cash back on purchases, 5% welcome cash back during first 3 months (up to a maximum of CHF 100). Visa/Mastercard: 0.25%. Fees, interest charges and cash advances do not qualify as purchases.

Various vouchers & discounts

Select privileges for American Express members.

Insurance: warranty

Goods return insurance up to 1000 francs per purchase (from 60 francs).

More products

SWISS Miles & More Classic

SWISS Miles & More Gold

SWISS Miles & More Platinum

SWISS Miles & More World Mastercard Classic

SWISS Miles & More World Mastercard Gold

Swisscard American Express BLUE

Swisscard American Express Card

Swisscard American Express Gold Card

Swisscard American Express Platinum Card

Swisscard Cashback Cards Mastercard

Swisscard Cashback Cards Visa

Special offers for Moneyland users

Moneyland Special Offers

Amex promotion until April 6

Amex Platinum Card

50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Secure offer now

Free bank account

Yuh

No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

Benefit now

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Benefit now

Swiss digital bank

Alpian

CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Benefit now

Special offers for Moneyland users

Moneyland Special Offers

Amex promotion until April 6

Amex Platinum Card

50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Secure offer now

Free bank account

Yuh