English

SWISS Miles & More Platinum

Apply now

SWISS Miles & More Platinum

Platinum credit card
With airline miles

Apply now

General

Card network

American Express

Card type

Platinum

Issuer

Swisscard AECS

Currency

CHF

General information

Two card set (American Express & Mastercard) for the price of one card.

General conditions

Not specified.

Spending limit

The maximum limit is CHF 80,000 per month.

Payment method

eBill, Direct debit (LSV), QR-bill

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.

Late payment fees

A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction 8.1/10 (Very good)

Helpfulness 7.9/10 (Good)

Product information 8.4/10 (Very good)

Assistance 8.1/10 (Very good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

In the first year, the annual fee is CHF 350.00. In subsequent years, the annual fee is CHF 700.00.

Paper invoice

Not specified.

Additional cards

Annual fee for additional card: CHF 200. Note that the set already includes two cards.

Card loss

Replacement cards are free of charge.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2.5% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 2.5% of the purchase amount.

Exchange rate markup

1.91% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.50%.

Special services

Samsung Pay, Apple Pay, Google Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN

Car rental discounts

Collision and comprehensive rental car insurance coverage of up to 80,000 Swiss francs. Roadside assistance.

Frequent flyer miles

Miles & More frequent flyer program: You earn 2.4 miles for every 2 Swiss francs of purchases charged. Welcome bonus of 20,000 miles.

Insurance: death & disability

Coverage of up to 1,000,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search and rescue costs covered.

Insurance: cancellation & assistance

Coverage of up to 15,000 Swiss francs of travel and lodging costs.
Coverage of up to 400 Swiss francs towards additional costs resulting from eligible flight delays, flight cancellations or missed connections.

Insurance: medical expenses

Up to 10,000 Swiss francs of emergency medical expenses covered.

The "Medical expenses" insurance coverage applies exclusively to insured persons up to the age of 80.

Insurance: car rental

Collision and comprehensive rental car insurance coverage of up to 80,000 Swiss francs.

Insurance: luggage

Coverage of up to 2000 Swiss francs towards the cost of necessary items during luggage delays of 6 hours or more.

Insurance: purchase protection

Coverage of up to 2000 Swiss francs per claim against theft, robbery and accidental damage.

Insurance: warranty

Guaranteed returns up to a limit of 1000 Swiss francs per purchase.