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Sympany Basic health insurance

Standard model
Free choice of doctor

General

General information:

Health insurance model «Basic health insurance» of the insurance company Sympany.

Health insurance model:

Standard model: You can make use of any doctor, specialist or other healthcare service provider you choose. Premiums are higher than those of more limited models.

Choice of doctor:

Policyholders have free choice of doctors.

Medical partner:

Not specified.

Pharmacy choice:

You get free choice of pharmacy

Payment methods:

Not specified.

Reimbursement:

Not specified.

Financial reserves:

The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of Sympany is 149% (according to FOPH data). The minimum ratio required by the FOPH is 100%.

Number of policyholders:

A total of 177,465 people hold compulsory health insurance policies from Sympany.

Additional child-discount:

Sympany does not offer additional premium reductions for more than one child.

Administrative costs:

6.2% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 246 (as per the most recent BAG data).

Customer satisfaction

General satisfaction 8.0/10 (Very good)

Helpfulness 8.0/10 (Very good)

Billing: flexibility 8.0/10 (Very good)

Reimbursement: time frame 7.9/10 (Good)

Product information 8.0/10 (Very good)

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Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

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Up to 1% interest if you open your account before March 31, 2025^*
Any number of withdrawals possible without any withdrawal limits or notice periods
Monthly interest crediting

Benefit now

Free bank account

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No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

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Swiss Trading Platform

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Special offer: particularly favorable conditions for Moneyland users
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Swiss online bank with FINMA license

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Multi-currency account with Visa card (CHF, EUR, USD, GBP)

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Amex promotion until April 6

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