Sympany casamed hmo

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Sympany casamed hmo

  • HMO model

  • Primary care: HMO center

General

General information:

Health insurance model «casamed hmo» of the insurance company Sympany.

Health insurance model:
HMO model: As an HMO policy holder, you are required to get medical consultation from a doctor at an eligible HMO center before receiving further treatment. Your HMO center may then refer you to specialists, therapists or hospitals. A primary consultation from an HMO center is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.
Choice of doctor:
Your choice of general practitioners is limited to doctors at HMO health centers which partner with Sympany.
Medical partner:
Ärztenetz Nordwest, localmed, Medbase, mediX limmimed, mediX luzern, mediX säntis, mediX winterthur, Monvia, PizolCare, Réseau de Soins Neuchâtelois, Sanacare.
Pharmacy choice:
You get free choice of pharmacy
Payment methods:
Not specified.
Reimbursement:
Not specified.
Financial reserves:
The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of Sympany is 149% (according to FOPH data). The minimum ratio required by the FOPH is 100%.
Number of policyholders:
A total of 177,465 people hold compulsory health insurance policies from Sympany.
Additional child-discount:
Sympany does not offer additional premium reductions for more than one child.
Administrative costs:
6.2% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 246 (as per the most recent BAG data).

Customer satisfaction

General satisfaction    8.0/10 (Very good)
Helpfulness    8.0/10 (Very good)
Billing: flexibility    8.0/10 (Very good)
Reimbursement: time frame    7.9/10 (Good)
Product information    8.0/10 (Very good)

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Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

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Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

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  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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Special offer with CHF 200 welcome bonus