Travel insurance

TCS ETI Travel Insurance Standard

  • Cancellations & interruptions

  • Roadside assistance & legal expenses

  • VCS members only

General

General information:

TCS membership is included.
Cancellation cost, personal assistance, vehicle assistance insurance and legal protection insurance included.
Additional medical cost insurance and luggage are available for an extra fee.
Only for persons resident in Switzerland, in the Principality of Liechtenstein or in the foreign border area.

Termination of contract:

The insurance is extended automatically if it is not cancelled before it ends.

Trip cancellation individual, maximum amount:
CHF 120,000
Trip cancellation family, maximum amount:
CHF 120,000
Search and rescue operations, maximum amount:
CHF 30,000
Insurance rate (comments):

Stamp taxes included. Additional discounts for young people. Variant with worldwide coverage. Europe-wide coverage is cheaper.

Premiums for individuals:
Cancellation costs: CHF 195.00
Travel assistance: CHF 195.00
Cancellation & assistance (combined): CHF 195.00
With addition of roadside assistance: CHF 195.00
With addition of legal protection: CHF 195.00
With addition of roadside assistance & legal protection: CHF 195.00
Premiums for families:
Cancellation costs: CHF 253.00
Travel assistance: CHF 253.00
Cancellation & assistance (combined): CHF 253.00
With addition of roadside assistance: CHF 253.00
With addition of legal protection: CHF 253.00
With addition of roadside assistance & legal protection: CHF 253.00
Premiums for young persons:
Cancellation costs: CHF 131.00
Travel assistance: CHF 131.00
Cancellation & assistance (combined): CHF 131.00
With addition of roadside assistance: CHF 131.00
With addition of legal protection: CHF 131.00
With addition of roadside assistance & legal protection: CHF 131.00
Trip cancellation insurance (comments):

Worldwide coverage. The more cheaper Europe coverage is also available in the ETI Europe protection booklet. Deductible CHF 200 per trip.

Trip cancellation: insured events:
Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination
Trip cancellation: insured services:
Cancellation costs, Administration fees, Event ticket compensation
Trip assistance (comments):

Worldwide coverage.

Trip assistance: insured events:
Accident, illness & death, Damage to property at home, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents
Travel assistance: insured services:
Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation
Additional assistance services:
24 h hotline, Interpretation service, Home care, Emergency cash advances, Medical consultation services
Vehicle assistance:

Europe-wide vehicle assistance coverage, except in Switzerland and in the Principality of Liechtenstein.

Accomodation & catering:

Additional costs such as accommodation and catering abroad, up to a maximum of CHF 1000 (up to CHF 3000 per event).

Interruption and replacement:

The unused part of the trip is covered up to CHF 120,000 per event.

Luggage:

Not included in the insurance.

Travel legal protection:

Up to CHF 250,000 in Europe, otherwise up to CHF 50,000 (per event).
No coverage in Switzerland and the Principality of Liechtenstein.

Medical expenses:

Not included in the insurance.

Scope of services

Total scope
Cancellation individual, max. amount
Cancellation family, max. amount
Search and rescue operations, max. amount
Trip cancellation: covered events
Trip cancellation: benefits
Trip interruption: covered events
Trip interruption: benefits
Assistance: additional coverage
Accomodation and catering
Interruption & replacement trip
Luggage
Vehicle assistance
Legal protection
Medical expenses

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  • No account fees

  • Banking partner: Swissquote & Postfinance

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  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

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  • Free expert research and trading signals

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