UBS banking package for students (at least two years of education). Included in the package: UBS private account, UBS youth savings account (several possible), UBS fisca account (pillar 3a, several possible), UBS Debit Mastercard or UBS Visa Debit, UBS prepaid card or credit card, UBS Online Services with UBS e-banking and UBS Mobile Services. Module for cash withdrawals Switzerland: free of charge, 2 CHF cash withdrawals per month at third-party ATMs in Switzerland free of charge. Module for cash withdrawals worldwide: additional CHF 5 per month (free of charge for the first 6 months), 4 CHF withdrawals per month at third-party ATMs in Switzerland, 2 cash withdrawals abroad per month are included. Each additional cash withdrawal at ATMs of other banks costs CHF 2 in Switzerland or CHF 5 abroad.
Online account management is free of charge. Surcharge for paper documents: CHF 5 per month (the first 6 months are free of charge).
From CHF 100,000: 0% per year.
Cash withdrawal at ATMs of other banks in CHF: free of charge up to 2 withdrawals per month. Above 2 withdrawals per month: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.
Per cash withdrawal abroad, there is a fee of CHF 5.00.
From CHF 50,000: 0.05% per year.
withdrawals:
Silver credit card free of charge.
Purchase abroad in foreign curency:
KeyClub Bonus Program: 50 KeyClub points as a welcome gift. Cashless payments with the UBS Prepaid Card: 5 points per semester for at least 10 payments. Spending with UBS prepaid / credit cards: 1 point per CHF 100 turnover (max. 10 KeyClub points per quarter).
interest rate:
Moneyland Special Offers
Moneyland Special Offers
Alpian Savings Account
Up to 1% interest if you open your account before March 31, 2025*
Any number of withdrawals possible without any withdrawal limits or notice periods
Monthly interest crediting
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No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Cornèrtrader Special Offer
Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license
Alpian
CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Amex Platinum Card
50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants
Alpian Savings Account
Up to 1% interest if you open your account before March 31, 2025*