UBS key4 banking Prime

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UBS key4 banking Prime

  • Banking package for individuals

  • With bonus points

General information:

UBS Online banking package for individuals. Included in the package: UBS private account, UBS savings account (several possible), sustainable savings account (maximum balance CHF 100,000), UBS Debit Mastercard or UBS Visa Debit, UBS Key4 premium credit card, UBS Online Services with UBS e-banking and UBS Mobile Services, access to airport lounges, collision damage waiver for rental cars plus travel and flight accident insurance. Module for cash withdrawals Switzerland: Costs an additional CHF 2 per month. 2 cash withdrawals per month at Swiss third-party ATMs in CHF are included. Module for cash withdrawals worldwide: Costs an additional CHF 5 per month. 4 CHF withdrawals per month at third-party ATMs in Switzerland, 2 cash withdrawals abroad per month are included. Each additional cash withdrawal at ATMs of other banks costs CHF 2 in Switzerland or CHF 5 abroad. 

Age:
For individuals from the age of 26.
Currencies:
CHF
Package / account management fee:

The account management costs CHF 22 per month. Surcharge for paper documents: CHF 5 per month. The first 6 months are free of charge.

Private account interest rate:
0% per year.
Account opening:
The account opening is free of charge.
Closing of account:
The closing of account is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 0.30 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount with a minimum of CHF 1.00.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Savings account interest rate:
Up to CHF 50,000: 0.3% per year.
From CHF 50,000: 0.05% per year.
Savings account
withdrawals:

Withdrawals up to CHF 50,000 per year are allowed without notice.
6 withdrawals per year are free of charge, additional withdrawals cost CHF 5 per withdrawal.
There is a notice period of 3 months for larger amounts.

Credit card:

Additional fee for Key4 premium credit card of CHF 168 per year. Half price in the first year.

Credit card
Purchase abroad in foreign curency:
Purchases abroad or online in foreign currencies are free of charge.
Reward program:

KeyClub Bonus Program: 50 KeyClub points as a welcome gift. Spending with UBS credit cards: depending on card type.

Pillar 3a account
interest rate:
0.6% per year.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Special services:
Debit Mastercard, Visa Debit, Mobile banking, Online banking, Reward programs

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
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Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*