UBS key4 Personal Account Pure Students

Online private account for students
50 KeyClub points as a welcome gift

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General information:

UBS online private account for students. Included in a package key4 for students (at least two years of education).

Module for cash withdrawals Switzerland: free of charge, 2 CHF cash withdrawals per month at third-party ATMs in Switzerland free of charge. Module for cash withdrawals worldwide: additional CHF 5 per month, 4 CHF withdrawals per month at third-party ATMs in Switzerland, 2 cash withdrawals abroad per month are included. Each additional cash withdrawal at ATMs of other banks costs CHF 2 in Switzerland or CHF 5 abroad.

Age:

For individuals between 18 and 30 years of age.

Account type:

Education Account, Online Account

Currency:

CHF

Interest rate:

Up to CHF 100,000: 0.1% per year.
From CHF 100,000: 0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

Online account management is free of charge. Surcharge for paper documents: CHF 5 per month (the first 6 months are free of charge).

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are free of charge.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Fee of CHF 0.30 per electronic SEPA payment order in EUR.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount with a minimum of CHF 1.00.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 2 withdrawals per month. Above 2 withdrawals per month: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Debit Mastercard, Visa Debit, Mobile banking, Online banking