UBS Personal Account

Standard checkings account

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General information:

Standard private account of UBS. Special conditions for individuals may apply with total assets of at least CHF 10,000, UBS banking packages, with a mortgage at UBS or a construction financing.
Account management is also possible in EUR (from the age of 12).

Age:

For individuals from the age of 20.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

If total assets of at least CHF 10,000 or with a UBS mortgage or construction financing: CHF 3 per month with e-documents, CHF 7 per month without e-documents. If total assets equal less than CHF 10,000 (no UBS mortgage, no construction financing): CHF 5 per month with e-documents, CHF 9 per month without e-documents.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

The costs for electronic payment orders in CHF within Switzerland for customers with total assets at the bank up to CHF CHF 10,000: fee of CHF 0.30 per payment order.
With total assets at the bank above CHF 10,000: electronic payment orders in CHF are free of charge.

SEPA payment:

Fee of CHF 0.30 per electronic SEPA payment order in EUR.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) wihin Switzerland for customers with total assets at the bank up to CHF 10,000: Fee of CHF 0.30 per order.
With total assets at the bank above CHF 10,000, the electronic payment orders in CHF wihin Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland for customers with total assets at the bank up to CHF 10,000: fee of CHF 0.30 per order.
With total assets at the bank above CHF 10,000, electronic standing orders within Switzerland are free of charge.

Annual fee debit card:

Debit card: The annual fee is CHF 48.00.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount with a minimum of CHF 1.00.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Free of charge at Credit Suisse and UBS ATMs.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Debit Mastercard, Visa Debit, Mobile banking, Online banking