Valiant fixed-rate mortgage

Forward mortgage: you can fix your rates on a forward basis for up to 12 months in advance by paying an additional premium. Family discount available.

Fixed-rate mortgage 2 years: 1.46%

Fixed-rate mortgage 3 years: 1.47%

Fixed-rate mortgage 4 years: 1.55%

Fixed-rate mortgage 5 years: 1.59%

Fixed-rate mortgage 6 years: 1.64%

Fixed-rate mortgage 7 years: 1.69%

Fixed-rate mortgage 8 years: 1.67%

Fixed-rate mortgage 9 years: 1.76%

Fixed-rate mortgage 10 years: 1.8%

12/30/2024

CHF 100,000

Not specified.

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage

Family discount

Discharge costs: CHF 500.

The maximum loan-to-value ratio for your property is 67%.

The mortgage costs must not exceed a third of your income.

Second mortgages are available.

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

Quarterly.