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Private Accounts

Bank WIR money market mortgage

Swiss SARON mortgage

General information:

Switch to provider's fixed-rate mortgage possible. Combined package with interest reduction in the amount of 0.1%.

Calculation variant compounded SARON:

Variant 4: Payment of interest at the end of interest term; interest determined at start; observation period set back fully.

Minimum amount:

CHF 100,000

Maximum amount:

Not specified.

Types of property:

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

Types of financing:

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization

Conditions and costs:

Credit increase and model change: free of charge.

Loan-to-value ratio:

The maximum loan-to-value ratio for your property is 80%.

Affordability:

Not specified.

Second mortgage:

Second mortgages are available.

Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:

Direct and indirect amortization possible. Second mortgage has to be paid off in full within 15 years.

Interest charge frequency:

Not specified.

More products

Bank WIR fixed-rate mortgage

Bank WIR variable-rate mortgage

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Special offers for Moneyland users

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Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year
45'000 bonus points (instead of 15'000)
CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Secure offer now

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

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Amex promotion until April 6

Amex Platinum Card

50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

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