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ZKB rollover mortgage

Swiss SARON mortgage

General information:

Change of product possible at any time and free of charge.

Approximate markup (as a %):

Unlimited-term SARON mortgage, 1-month interest term: 1.1%

Unlimited-term SARON mortgage, 3-month interest term: 1.1%

Update:

03/31/2025

Calculation variant compounded SARON:

Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.

Minimum amount:

No minimum amount.

Maximum amount:

Not specified.

Types of property:

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

Types of financing:

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage

Conditions and costs:

Not specified.

Loan-to-value ratio:

The maximum loan-to-value ratio for your property is 80%.

Affordability:

The mortgage costs must not exceed a third of your income.

Second mortgage:

Second mortgages are available.

Notice period:

Notice period of 6 months.

Amortization:

Direct and indirect amortization possible. Indirect amortization only for owner-occupied residential property.

Interest charge frequency:

The interest must be paid quarterly.

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Up to CHF 550 Benefit

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