ZKB rollover mortgage

Change of product possible at any time and free of charge.

Unlimited-term SARON mortgage, 1-month interest term: 1.1%

Unlimited-term SARON mortgage, 3-month interest term: 1.1%

01/21/2025

Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.

No minimum amount.

Not specified.

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage

Not specified.

The maximum loan-to-value ratio for your property is 80%.

The mortgage costs must not exceed a third of your income.

Second mortgages are available.

Notice period of 6 months.

Direct and indirect amortization possible. Indirect amortization only for owner-occupied residential property.

The interest must be paid quarterly.