Generali Fortuna TOP

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General

General information:

Worldwide coverage (USA and Canada included).

Insured persons:

Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who live with him/her permanently in the same household. Additionally: children under the age of 26, if they are not currently employed, even if they do not live in the same household.

Coverage Switzerland:

CHF 1,000,000

Coverage Europe:

CHF 1,000,000

Coverage World:

CHF 1,000,000

Insurance rate (comments):

Stamp taxes of 5 percent included.
CHF 30 discount when taking out a combination legal protection insurance policy (private and traffic legal protection).
20% discount for retired persons on private and combined legal protection insurance.
CHF 50 discount for online purchases. Existing customers receive a 25% discount.

Personal legal protection - individual:

CHF 270.00

Motor legal protection - individual:

CHF 95.00

Personal & motor legal protection - individual:

CHF 335.00

Personal legal protection - family:

CHF 315.00

Motor legal protection - family:

CHF 130.00

Personal & motor legal protection - family:

CHF 415.00

Choice of legal representation:

Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.

Termination of contract:

Both parties can terminate the contract: at the latest 1 month before the main due date. After every insured event for which a claim is payable.

Contract duration:

Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given 1 month before the main due date.

Waiting period:

No waiting period. The insurance coverage will be granted after the commencement of the insurance.

Minimum amount in dispute:

No minimum amount in dispute.

Personal legal expense coverage:

Civil damages law, Assistance to victims, Criminal law, Insurance law, Tenancy law, Property law, Labor law, Contract law, Patient law, Inheritance law, Neighbor law, Internet law

Personal legal protection (comments):

Additional coverages: Inheritance law, Internet law, tax law, school law, animal law, intellectual property law, association law, travel law, civil law, equality law, data protection law, child and adult protection, victim assistance, personality rights, customs law as well as marriage and divorce law.
Real estate and landlord's rights protection can be taken out as additional insurance.

Driver legal expense coverage:

Civil damages law, Assistance to victims, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law

Motor legal protection (comments):

Including payment of writing fees and administrative costs.

Legal protection advisory services:

Neighbor law, Marital law, Personal law, Family law, Inheritance law, Internet law, Public building law, Tax law

Legal protection advisory (comments):

The Fortuna Hotline is available for legal information by telephone in all areas of law, regardless of whether a covered legal case exists.

General coverage:

Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order

Additional services:

Costs of mediation in Switzerland covered.
Loss of income: up to CHF 1000 (receipt required).
Advance payment up to CHF 1000 for a lawyer.
Translation and travelling expenses (legal case abroad): covered.
No reduction in benefits in the event of gross negligence (except in the case of driving while unfit to drive and speeding over 30 km/h net).