Mortgages

Generali fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:
Not specified.
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:

No mortgages for commercial, income or holiday property.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:

The second mortgage has to be paid off in full within 15 years.

Interest charge frequency:
Not specified.

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Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

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Up to 1% interest if you open your account before February 28, 2025*