Mortgages
Generali variable-rate mortgage
-
Swiss adjustable-rate mortgage
General information:
Not specified.
Indicative mortgage rates (in %):
Variable first mortgage: 2.75%
Variable second mortgage: 3.25%
Update:
08/14/2024
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:
No mortgages for commercial, income or holiday property.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:
Notice period of 6 months.
Amortization:
The second mortgage has to be paid off in full within 15 years
Interest charge frequency:
Not specified.