Mortgages

Generali variable-rate mortgage

  • Swiss adjustable-rate mortgage

General information:
Not specified.
Indicative mortgage rates (in %):

Variable first mortgage: 2.75%

Variable second mortgage: 3.25%

Update:
03/31/2025
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:

No mortgages for commercial, income or holiday property.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

Notice period of 6 months.

Amortization:

The second mortgage has to be paid off in full within 15 years

Interest charge frequency:
Not specified.

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Special offers for Moneyland users

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Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

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Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

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Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year