HanseMerkur Travel Premium 365

Cancellations & interruptions
Roadside assistance, medical & legal expenses
Luggage insurance
Direct application

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General

General information:

The annual travel insurance «Travel Premium 365» is an all-round package.
It is not only an insurance for cancellation costs and assistance, but also includes other benefits such as medical expenses, luggage, breakdown service and legal protection.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically each year if it is not cancelled at least 1 month before it ends.

Trip cancellation individual, maximum amount:

CHF 50,000

Trip cancellation family, maximum amount:

CHF 100,000

Search and rescue operations, maximum amount:

CHF 10,000

Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:

Cancellation costs: CHF 219.00
Travel assistance: CHF 219.00
Cancellation & assistance (combined): CHF 219.00
With addition of roadside assistance: CHF 219.00
With addition of legal protection: CHF 219.00
With addition of medical expenses: CHF 219.00
With addition of roadside assistance & legal protection: CHF 219.00
With addition of roadside assistance & medical expenses: CHF 219.00
With addition of medical expenses & legal protection: CHF 219.00
With addition of roadside assistance, medical expenses & legal protection: CHF 219.00

Premiums for families:

Cancellation costs: CHF 319.00
Travel assistance: CHF 319.00
Cancellation & assistance (combined): CHF 319.00
With addition of roadside assistance: CHF 319.00
With addition of legal protection: CHF 319.00
With addition of medical expenses: CHF 319.00
With addition of roadside assistance & legal protection: CHF 319.00
With addition of roadside assistance & medical expenses: CHF 319.00
With addition of medical expenses & legal protection: CHF 319.00
With addition of roadside assistance, medical expenses & legal protection: CHF 319.00

Premiums for young persons:

Cancellation costs: CHF 139.00
Travel assistance: CHF 139.00
Cancellation & assistance (combined): CHF 139.00
With addition of roadside assistance: CHF 139.00
With addition of legal protection: CHF 139.00
With addition of medical expenses: CHF 139.00
With addition of roadside assistance & legal protection: CHF 139.00
With addition of roadside assistance & medical expenses: CHF 139.00
With addition of medical expenses & legal protection: CHF 139.00
With addition of roadside assistance, medical expenses & legal protection: CHF 139.00

Trip cancellation insurance (comments):

Worldwide coverage. In addition to the listed benefits, the insurance also includes: additional costs due to delayed commencement of travel, room supplements, rebooking costs and additional costs in the event of flight delays.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work

Trip cancellation: insured services:

Cancellation costs, Administration fees, Luggage insurance

Trip assistance (comments):

Worldwide coverage. In addition to the listed events, the following are also insured: bicycle breakdowns, theft of bank, post office and customer cards and mobile phones.

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Luggage insurance

Additional assistance services:

24 h hotline, Interpretation service, Home care, Account freezing services, Mobile phone barring services, Medical consultation services

Vehicle assistance:

Europe-wide vehicle assistance coverage (including Switzerland and Liechtenstein).

Accomodation & catering:

Additional costs such as accommodation and catering abroad are covered.

Interruption and replacement:

The entire travel price is covered in case of cancellation within the first half of the trip. Arrival and departure days are counted as full travel days.

Luggage:

Insured up to CHF 2000 (families: CHF 4000).

Travel legal protection:

Up to CHF 250,000 in Europe, otherwise up to CHF 50,000 (per event).
No coverage in Switzerland and the Principality of Liechtenstein.

Medical expenses:

Unlimited coverage.
No coverage in Switzerland and the Principality of Liechtenstein.