HanseMerkur Travel Premium 365

Cancellations & interruptions
Medical & legal expenses
Luggage insurance
Direct application

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General

General information:

A travel insurance for single trips is available too.
The annual travel insurance «Travel Premium 365» is an all-round package.
It is not only an insurance for cancellation costs and assistance, but also includes other benefits such as medical expenses, luggage, legal protection, best price guarantee and ticket protection (maximum of 3 claims per year).
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically each year if it is not cancelled at least 1 month before it ends.

Trip cancellation individual, maximum amount:

CHF 30,000

Trip cancellation family, maximum amount:

CHF 60,000

Search and rescue operations, maximum amount:

CHF 30,000

Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:

Cancellation costs: CHF 239.00
Travel assistance: CHF 239.00
Cancellation & assistance (combined): CHF 239.00
With addition of legal protection: CHF 239.00
With addition of medical expenses: CHF 239.00
With addition of medical expenses & legal protection: CHF 239.00

Premiums for families:

Cancellation costs: CHF 389.00
Travel assistance: CHF 389.00
Cancellation & assistance (combined): CHF 389.00
With addition of legal protection: CHF 389.00
With addition of medical expenses: CHF 389.00
With addition of medical expenses & legal protection: CHF 389.00

Premiums for young persons:

Trip cancellation insurance (comments):

Worldwide coverage. In addition to the listed benefits, the insurance also includes: additional costs due to delayed commencement of travel, room supplements, rebooking costs and additional costs in the event of flight delays.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work, Pet illness or death

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation, Luggage insurance

Trip assistance (comments):

Worldwide coverage. In addition to the listed events, the following are also insured: bicycle breakdowns, theft of bank, post office and customer cards and mobile phones.

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Pet illness or death, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Event ticket compensation, Luggage insurance

Additional assistance services:

24 h hotline, Compensation for event tickets, Home care, Account freezing services, Mobile phone barring services, Emergency cash advances

Vehicle assistance:

Not included in the insurance.

Accomodation & catering:

Additional costs such as accommodation and catering abroad are covered.

Interruption and replacement:

The entire travel price is covered in case of cancellation within the first half of the trip. Arrival and departure days are counted as full travel days.

Luggage:

Insured up to CHF 2000 (families: CHF 4000).

Travel legal protection:

Up to CHF 250,000 in Europe, otherwise up to CHF 50,000 (per event).
No coverage in Switzerland and the Principality of Liechtenstein.

Medical expenses:

Unlimited coverage.
Maximum duration of 62 days.
No coverage in Switzerland and the Principality of Liechtenstein.