HanseMerkur Travel Standard 365

Cancellations & interruptions
Luggage insurance
Direct application

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General

General information:

A travel insurance for single trips is available too.
Additional to cancellation cost and personal assistance insurance, luggage, best price guarantee and ticket protection are included.
For a surcharge, «Travel Premium 365» includes additional medical expenses and legal protection insurance.
Please note: A deductible of 10 percent applies to ticket protection, maximum of 3 claims per year.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically each year if it is not cancelled at least 1 month before it ends.

Trip cancellation individual, maximum amount:

CHF 20,000

Trip cancellation family, maximum amount:

CHF 50,000

Search and rescue operations, maximum amount:

CHF 10,000

Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:

Cancellation costs: CHF 149.00
Travel assistance: CHF 149.00
Cancellation & assistance (combined): CHF 149.00

Premiums for families:

Cancellation costs: CHF 229.00
Travel assistance: CHF 229.00
Cancellation & assistance (combined): CHF 229.00

Premiums for young persons:

Cancellation costs: CHF 149.00
Travel assistance: CHF 149.00
Cancellation & assistance (combined): CHF 149.00

Trip cancellation insurance (comments):

Worldwide coverage. In addition to the listed benefits, the insurance also includes: additional costs due to delayed commencement of travel, room supplements, rebooking costs and additional costs in the event of flight delays.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work, Pet illness or death

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation, Luggage insurance

Trip assistance (comments):

Worldwide coverage. In addition to the listed events, the following are also insured: bicycle breakdowns, theft of bank, post office and customer cards and mobile phones.

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Pet illness or death, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Event ticket compensation, Luggage insurance

Additional assistance services:

24 h hotline, Compensation for event tickets, Home care, Account freezing services, Mobile phone barring services

Vehicle assistance:

Not included in the insurance.

Accomodation & catering:

Additional costs such as accommodation and catering abroad are covered.

Interruption and replacement:

The entire travel price is covered in case of cancellation within the first half of the trip. Arrival and departure days are counted as full travel days.

Luggage:

Insured up to CHF 500 (families: CHF 1000).

Travel legal protection:

Not included in the insurance.

Medical expenses:

Not included in the insurance.