Innova Sanvita General
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Inpatient insurance general ward
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For non-smokers only
General
Acceptance not guaranteed. Health check by Innova beforehand. The hospital insurances of Sanvita are available for nonsmokers only.
Cover in the general ward in any hospital contracted by Innova.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on age and place of residence.
Co-payment of CHF 10 per day.
The deductible is only charged from the age of 19.
The last age class change is at age 81.
CHF 20 per day for spa and convalescent treatments (up to 21 days per calendar year).
Normal cost coverage plus appreciation of home birth or hospital discharge of mother and child within 3 nights or 4 days: CHF 450. Waiting period of 12 months.
No coverage.
No benefits.
No benefits.
No benefits.
No benefits.
No benefits.
Same coverage as in Switzerland for emergencies.
CHF 100 per day (maximum of 90 days per calendar year for rehabilitation stationary and psychiatry stationary together).
CHF 100 per day (maximum of 90 days per calendar year for rehabilitation stationary and psychiatry stationary together).
Second opinion by another expert.
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