Innova Sanvita Switch
Get a free quote now >>Innova Sanvita Switch
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Inpatient insurance flex model
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With co-payment
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For non-smokers only
General
Acceptance not guaranteed. Health check by Innova beforehand. The hospital insurances of Sanvita are available for nonsmokers only.
Flex model. Free choice of hospital (if contracted by Innova).
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on age and place of residence. Co-payment of CHF 10 (general) / CHF 75 (semi-private) / CHF 200 (private ward) per day up to 30 days per calendar year.
The deductible (multi-bed room) is only charged from the age of 19.
The last age class change is at age 81.
CHF 20 per day for spa and convalescent treatments (up to 21 days per calendar year).
Normal cost coverage plus appreciation of home birth or hospital discharge of mother and child within 3 nights or 4 days: CHF 600. Waiting period of 12 months.
No coverage.
No benefits.
No benefits.
No benefits.
No benefits.
No benefits.
Same coverage as in Switzerland for emergencies.
CHF 100 per day (maximum of 90 days per calendar year for rehabilitation stationary and psychiatry stationary together).
CHF 100 per day (maximum of 90 days per calendar year for rehabilitation stationary and psychiatry stationary together).
Second opinion by another expert.
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