Luzerner Kantonalbank fixed-rate mortgage

Not specified.

Fixed-rate mortgage 2 years: 1.39%

Fixed-rate mortgage 3 years: 1.48%

Fixed-rate mortgage 4 years: 1.57%

Fixed-rate mortgage 5 years: 1.66%

Fixed-rate mortgage 6 years: 1.74%

Fixed-rate mortgage 7 years: 1.8%

Fixed-rate mortgage 8 years: 1.87%

Fixed-rate mortgage 9 years: 1.92%

Fixed-rate mortgage 10 years: 1.97%

03/31/2025

CHF 100,000

Not specified.

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage, Renovation

Minergie discount, Family discount

Not specified.

The maximum loan-to-value ratio for your property is 80%.

The mortgage costs must not exceed 34% of your income.

Second mortgages are available.

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

Family discount of 0.4% (for max. CHF 250,000) for 3 years. Energy-saving mortgage of 0.5% for max. 5 years. Maximum discounted capital: CHF 250,000 (owner-occupied home/holiday property) or CHF 500,000 (multi-family house/commercial property). In any case, maximum 50% of the total financing.