Luzerner Kantonalbank variable mortgage

Family discount of 0.4% (for max. CHF 250,000) for 3 years. Energy-saving mortgage of 0.5% for max. 5 years. Maximum discounted capital: CHF 250,000 (owner-occupied home/holiday property) or CHF 500,000 (multi-family house/commercial property). In any case, maximum 50% of the total financing.

Variable first mortgage: 3%

Variable second mortgage: 4%

12/22/2024

Not specified.

Not specified.

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Renovation

Minergie discount, Family discount

Not specified.

The maximum loan-to-value ratio for your property is 80%.

The mortgage costs must not exceed 34% of your income.

Second mortgages are available.

Notice period of 6 months.

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

Not specified.