Migros Bank Personal Loan Offline

Offline loan
Telephone consultation not free of charge

General conditions:

Available as part of a physical closing at the branch with consultation or by written application. Condition: No debt collection statement with significant entries.

Min. effective interest rate:

7.9%

Max. effective interest rate:

7.9%

Minimum amount of loan:

CHF 1000

Max. amount of loan:

CHF 100,000

Minimum duration:

6 months

Maximum duration:

84 months

Minimum age:

18 years

Maximum age:

64 years

Special services:

Accident insurance, No residual debt in case of death, Early repayment

Type of loan:

New contracts, increases in existing credits, loan repayments.

Residence permit:

Swiss citizenship or foreigners with a valid permit B or C. Permit B: more than 1 year living in Switzerland.

Employment:

Persons must be fit for work. Employment must be permanent and not under notice of termination and must have existed for more than 3 months (monthly salary) or 6 months (hourly salary). Credit is not granted to self-employed persons, temporary employees or employees in the probationary period. Regular income from employment.

Documents:

Authenticated copy of ID, original salary statement for the last three months (monthly salary) or six months (hourly salary), original extract from the debt collection register for at least the last three years, original final statement including payment slip for the loans to be repaid.

General information:

A fee of at least 1.50 Swiss francs per minute applies to consultation over the telephone!

Bank of retailer company Migros.

The online loan can have a better interest rate depending on your creditworthiness.