Migros Bank Personal Loan Online

Online subscription at Migros Bank mandatory for the more favorable interest rate. Condition: No debt collection statement with significant entries.

New contracts, increases in existing credits, loan repayments.

Swiss citizenship or foreigners with a valid permit B or C. Permit B: more than 1 year living in Switzerland.

Persons must be fit for work. Employment must be permanent and not under notice of termination and must have existed for more than 3 months (monthly salary) or 6 months (hourly salary). Credit is not granted to self-employed persons, temporary employees or employees in the probationary period. Regular income from employment.

Authenticated copy of ID, original salary statement for the last three months (monthly salary) or six months (hourly salary), original extract from the debt collection register for at least the last three years, original final statement including payment slip for the loans to be repaid.

A fee of at least 1.50 Swiss francs per minute applies to consultation over the telephone!

Personal loan of bank of retailer company Migros.

The "physical" offline loan with advisory services can be more expensive.