Prepaid card

Raiffeisen fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:

Renovation mortgage for renovations. Forward mortgage: Fixed mortgages can be agreed in advance for an interest surcharge.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.24%

Fixed-rate mortgage 3 years: 1.26%

Fixed-rate mortgage 4 years: 1.33%

Fixed-rate mortgage 5 years: 1.4%

Fixed-rate mortgage 6 years: 1.47%

Fixed-rate mortgage 7 years: 1.54%

Fixed-rate mortgage 8 years: 1.61%

Fixed-rate mortgage 9 years: 1.68%

Fixed-rate mortgage 10 years: 1.74%

Fixed-rate mortgage 11 years: 2.03%

Fixed-rate mortgage 12 years: 2.06%

Fixed-rate mortgage 13 years: 2.14%

Fixed-rate mortgage 14 years: 2.17%

Fixed-rate mortgage 15 years: 2.19%

Update:
12/21/2024
Minimum amount:
No minimum amount.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Indirect amortization, Forward mortgage, Renovation
Conditions and costs:

Be aware that costs and conditions may vary depending on the branch.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is not available.
Indirect amortization is available.
Interest charge frequency:
Not specified.

Special offers for Moneyland users

Moneyland Special Offers

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Special offers for Moneyland users

Moneyland Special Offers

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Deal of the Day
×
Free bank account

Yuh

No account fees