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Raiffeisen SARON mortgage

Swiss SARON mortgage

General information:

Switch to another mortgage product of the provider possible.

Approximate markup (as a %):

3-year SARON mortgage, 3-month interest term: 1%

5-year SARON mortgage, 3-month interest term: 0.9%

The indicative interest rates of the Raiffeisen Bank in Zurich are shown on moneyland.ch. Other interest rates may apply depending on the branch.

Update:

10/30/2024

Calculation variant compounded SARON:

Variant 0: Determination and payment of interest at the end of interest term.

Minimum amount:

Not specified.

Maximum amount:

Not specified.

Types of property:

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

Types of financing:

New mortgage, Refinancing, First mortgage, Second mortgage, Indirect amortization, Forward mortgage, Renovation

Conditions and costs:

Not specified.

Loan-to-value ratio:

The maximum loan-to-value ratio for your property is 80%.

Affordability:

The mortgage costs must not exceed a third of your income.

Second mortgage:

Second mortgages are available.

Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is not available.
Indirect amortization is available.

Interest charge frequency:

Not specified.

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