Sanitas Hospital Top Liberty

Acceptance not guaranteed. Health check by Sanitas beforehand.

Full cover in the private ward of hospitals all over the world. Free choice of doctor. Single bed room.

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Amount of premiums varies depending on the age, place of residence and gender of the insured person. Discount with cost sharing (deductible) and for early payment.

The insured persons receive up to CHF 300 per day for up to 21 days per calendar year for spa therapies and convalescent therapies.
CHF 70 per day for a maximum of 21 days per calendar year for convalescent cures abroad.
CHF 300 per day for a maximum of 28 days per calendar year for cures at the Dead Sea in Israel or Jordan for the treatment of psoriasis or vitiligo.
A maximum of 1 cure in the mentioned scope is paid per calendar year.

Confinement in Sanitas-accredited maternity facilities in Switzerland. Waiting period: 9 months.

No coverage.

CHF 25 per hour (max. CHF 1500 per calendar year).
In the event of childbirth, the aforementioned benefits are paid for a maximum of 14 days within one month of childbirth and are deducted from the maximum duration of benefits.

Full cover (during a maximum of 90 days per calendar year).
In the event of childbirth, the aforementioned benefits are paid for a maximum of 14 days within one month of childbirth and are deducted from the maximum duration of benefits.

Fully covered in Switzerland. Covered abroad if organized by Sanitas Assistance.

In Switzerland are rescue costs covered, search costs are covered up to max. CHF 20,000 per claim. Covered abroad if organized by Sanitas Assistance.

Covered abroad if organized by Sanitas Assistance.

Planned treatments: Cost covered for a single room for a maximum of CHF 250,000 per hospital stay. Emergencies are covered at 100 percent.

Not specified.

Single room in any hospital worldwide.

Priority access: examined by a specialist within three days. 
Expert second opinion.
Special private expenses (directly related to hospitalization): planned treatments max. CHF 500 per hospitalization.
Emergencies (abroad): CHF 50 per day for a maximum of 180 hospital days per calendar year.
Hospitalization costs for healthy newborns.
The costs of accident-related aids and accident-related dental damage are covered.
Full cover even with pre-existing conditions.