Credit Cards

SGKB fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:

Minergie and family discounts available.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.55%

Fixed-rate mortgage 3 years: 1.55%

Fixed-rate mortgage 4 years: 1.6%

Fixed-rate mortgage 5 years: 1.65%

Fixed-rate mortgage 6 years: 1.7%

Fixed-rate mortgage 7 years: 1.7%

Fixed-rate mortgage 8 years: 1.75%

Fixed-rate mortgage 9 years: 1.75%

Fixed-rate mortgage 10 years: 1.8%

Update:
11/21/2024
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage
Discounts:
Minergie discount, Family discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is not possible.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:

The interest must be paid quarterly.


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Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

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Funds

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Special offer with CHF 200 welcome bonus