SGKB SARON mortgage

Switch to provider's fixed-rate mortgage possible.

3-year SARON mortgage, 3-month interest term: 1.2%

4-year SARON mortgage, 3-month interest term: 1.2%

5-year SARON mortgage, 3-month interest term: 1.2%

01/21/2025

Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.

CHF 200,000

Not specified.

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage

Not specified.

The maximum loan-to-value ratio for your property is 80%.

The mortgage costs must not exceed a third of your income.

Second mortgages are available.

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

Not specified.