Swica Completa Top

Standard outpatient insurance

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General

General information:

For alternative treatments, the additional Swica Completa Praeventa is available. Costs incurred in the areas of medication, alternative medicine and foreign hospital and medical treatment: Choice between no deductible or a deductible of CHF 600. No deductible is charged for children up to the age of 18. The retention of 10% applies up to a maximum of CHF 700 for adults and CHF 350 for children (deductible from basic insurance is taken into account).

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age, place of residence and gender of the insured person. Here the premiums (without deductible) are shown.

Glasses and contact lenses:

Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 200 every 3 calendar years.

Vaccinations:

Additional product Swica Completa Praeventa or Optima needed.

Preventative examinations:

Additional product Swica Completa Praeventa or Optima needed.

Gym memberships:

Additional coverage possible with Swica Completa Praeventa or Optima.

Medicines:

Cost coverage of medically prescribed medications: No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Alternative medicine:

Cost contribution to therapies with Swica-approved therapists: CHF 80 per hour. Cost coverage of medications prescribed by a naturopath: No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Psychotherapy:

Contribution to the cost of sessions with Swica-approved psychologists: maximum CHF 50 per session, maximum 60 sessions per calendar year.

Search & rescue in Switzerland:

Emergency transportation: 90 percent, up to CHF 20,000 per calendar year. Rescue costs up to CHF 20,000 per calendar year (together with coverage from the basic insurance).

Search & rescue abroad:

Emergency transportation and rescue: CHF 50,000 per calendar year. Repatriation: full coverage.

Medical costs abroad:

Full coverage in case of emergency (private hospital class for the first 3 months of travel).
No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 25: 50 percent up to CHF 10,000 per calendar year.

Dental treatments:

50 percent up to CHF 100 per calendar year.

Spa & convalescent therapy :

Spa treatments: CHF 30 per day during up to 30 days per calendar year. Convalescent therapy: CHF 20 per day during up to 30 days per calendar year.

Equipment:

90 percent up to CHF 200 per calendar year.

Sterilization:

Outpatient: 90 percent up to CHF 500 per incident.

Maternity:

Nursing mother's allowance: CHF 200 per child.
Additional benefits when the supplementary product Swica Completa Praeventa or Optima is taken out.

Ear corrections:

Outpatient treatment: 90 percent up to CHF 1500 per ear.

Home care:

Medically prescribed care and assistance at home: Coverage of 50 percent with a maximum of CHF 30 per day during a maximum of 60 days per calendar year.

Additional services:

Second opinion by doctors from santé24.
Health advice by phone with sante24.