Bonus Card Mastercard Gold

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Bonus Card Mastercard Gold

  • Gold credit card

  • With bonus points

General

Card network
Mastercard
Card type
Gold
Issuer
BonusCard
Currency
CHF
General information

Gold credit card from Bonus Card. 

General conditions
Not specified.
Spending limit
The maximum limit is CHF 90,000 per month.
Payment method
Individual IBAN, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction    8.1/10 (Very good)
Helpfulness    8.2/10 (Very good)
Product information    7.9/10 (Good)
Assistance    8.7/10 (Very good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
The annual fee is CHF 144.00.
Paper invoice
The monthly paper invoice costs CHF 2.00.
Additional cards

CHF 72 per year.

Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.
Exchange rate markup
2.755% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.
Special services
Samsung Pay, Apple Pay, Google Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN
Bonus points / cash-back

Bonus rewards program: You earn 1 Bonus point for each 1 Swiss franc in purchases from certain Bonus partners. 2 or 2.5 points per 5 francs at certain Bonus partners. 1 point per 5 francs in purchases at other merchants. Points can be redeemed for cash back at the rate of 2 points per 1 centime. Points can also be redeemed in the rewards store. MyCountry: earn double points abroad.

Car rental discounts

Up to 25% discount cars and utility vehicles (Avis).

Frequent flyer miles

Bonus points can be exchanged for airline miles in the Reward Shop.

Charity & sustainability

Bonus points can be redeemed in the rewards store for charity programs.

Various vouchers & discounts

Discount on ski passes (20%). Various discounts at partners.

Insurance: rescue & repatriation

Up to 25,000 Swiss francs per incident. Family coverage.

Insurance: cancellation & assistance

Coverage of up to 10,000 Swiss francs per incident and year for cancellations before and during a trip for you and your family.

Insurance: car rental

Collision and loss damage waiver of up to 1000 Swiss francs per incident. Single coverage.

Insurance: best price guarantee

Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 2000 Swiss francs per claim and year.

Insurance: legal protection

Travel legal insurance of up to 125,000 Swiss francs within Europe and 25,000 francs outside of Europe (per incident and year).
Shopping legal insurance of up to 7,500 francs per incident and year.


Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
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Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*