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Bonus Card Visa Gold

Apply now

Bonus Card Visa Gold

Gold credit card
With bonus points

Apply now

General

Card network

Visa

Card type

Gold

Issuer

BonusCard

Currency

CHF

General information

Gold credit card. One emergency credit card per year free of charge.

General conditions

Not specified.

Spending limit

There is no maximum limit.

Payment method

Individual IBAN, Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.

Late payment fees

A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction 8.1/10 (Very good)

Helpfulness 8.2/10 (Very good)

Product information 7.9/10 (Good)

Assistance 8.7/10 (Very good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

The annual fee is CHF 144.00.

Paper invoice

The monthly paper invoice costs CHF 2.00.

Additional cards

CHF 72 per year.

Card loss

Replacement cards are free of charge.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.

Exchange rate markup

2.755% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.

Special services

Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Emergency money, Online account, PIN

Bonus points / cash-back

Bonus rewards program: You earn 1 Bonus point for each 1 Swiss franc in purchases from certain Bonus partners. 2 or 2.5 points per 5 francs at certain Bonus partners. 1 point per 5 francs in purchases at other merchants. Points can be redeemed for cash back at the rate of 2 points per 1 centime. Points can also be redeemed in the rewards store.

Car rental discounts

Up to 25% discount cars and utility vehicles (Avis).

Frequent flyer miles

Bonus points can be exchanged for airline miles in the Reward Shop.

Charity & sustainability

Bonus points can be redeemed in the rewards store for charity programs.

Various vouchers & discounts

Up to 10% discount at Sunstar hotels. Discount on ski passes (20%).
Various discounts at partners.

Insurance: rescue & repatriation

Up to 25,000 Swiss francs. Family coverage.

Insurance: cancellation & assistance

Coverage of up to 10,000 Swiss francs per incident and year for cancellations before and during a trip for you and your family.

Insurance: car rental

Collision and loss damage waiver of up to 1000 Swiss francs per incident. Single coverage.

Insurance: best price guarantee

Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 2000 Swiss francs per claim and year.

Insurance: legal protection

Travel legal insurance of up to 125,000 Swiss francs within Europe and 25,000 francs outside of Europe. Shopping legal insurance of up to 7,500 francs per incident and year.