Simply Card Smart Visa

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Simply Card Smart Visa

  • Free credit card

  • No annual fees

  • With bonus points

General

Card network
Visa
Card type
Standard
Issuer
BonusCard
Currency
CHF
General information

Free credit card Simply Visa Smart from Bonus Card.
Replacement cards are free of charge (covered by loss protection).
Loss protection for main and additional cards is free of charge.

General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
Individual IBAN, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction    8.1/10 (Very good)
Helpfulness    8.2/10 (Very good)
Product information    7.9/10 (Good)
Assistance    8.7/10 (Very good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
There is no annual fee to pay.
Paper invoice
The monthly paper invoice costs CHF 2.00.
Additional cards

Additional cards: free of charge.

Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 0.5% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 0.5% of the purchase amount.
Exchange rate markup
2.755% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 0.50%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, Additional cards
Bonus points / cash-back

Liberty rewards program: You earn 1 Liberty point for each 1 franc of purchases charged. 2 points per 1 franc of transportation purchases (public transportation, gas stations, car rentals and more). MyCountry: collect double points abroad.

Frequent flyer miles

Bonus points can be exchanged for airline miles in the Reward Shop.

Charity & sustainability

Bonus points can be redeemed in the rewards store for charity programs.

Insurance: cancellation & assistance

Up to 1000 francs per incident for additional costs resulting from trip delays (for you and your family).

Insurance: luggage

Coverage of up to 2000 Swiss francs per incident for you and your family. A 200 franc deductible applies.

Insurance: warranty

Manufacturers warranty extended up to 24 additional months for up to 4000 francs per year in purchases.


Special offers for Moneyland users

Moneyland Special Offers

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Special offers for Moneyland users

Moneyland Special Offers

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Deal of the Day
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Swiss Bank

Bank WIR Bankpaket Top

Free account & card