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LibertyCard Mastercard

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LibertyCard Mastercard

Standard credit card
With bonus points

Apply now

General

Card network

Mastercard

Card type

Standard

Issuer

BonusCard

Currency

CHF

General information

Standard credit card ""Mastercard LibertyCard"" from Bonus Card.
Replacement cards are free of charge (covered by loss protection).
Loss protection for main and additional cards is free of charge.

General conditions

Not specified.

Spending limit

There is no maximum limit.

Payment method

Individual IBAN, Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.

Late payment fees

A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction 8.1/10 (Very good)

Helpfulness 8.2/10 (Very good)

Product information 7.9/10 (Good)

Assistance 8.7/10 (Very good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

The annual fee is CHF 60.00.

Paper invoice

The monthly paper invoice costs CHF 2.00.

Additional cards

CHF 30 per year.

Card loss

Replacement cards are free of charge.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.

Exchange rate markup

2.755% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.

Special services

Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN

Bonus points / cash-back

Liberty rewards program: You earn 1 Liberty point for each 1 franc of purchases charged. 2 points per 1 franc of transportation purchases (public transportation, gas stations, car rentals and more).

Car rental discounts

Up to 25% discount cars and utility vehicles (Avis).

Frequent flyer miles

Bonus points can be exchanged for airline miles in the Reward Shop.

Charity & sustainability

Bonus points can be redeemed in the rewards store for charity programs.

Insurance: rescue & repatriation

Family coverage of up to 50,000 Swiss francs.

Insurance: cancellation & assistance

Coverage of up to 10,000 Swiss francs per incident and year for cancellations ahead of a trip for you and your family.

Insurance: luggage

Coverage of up to 2000 Swiss francs per incident for you and your family. A 200 franc deductible applies.