CSS Hospitalisation Insurance myFlex Economy
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Inpatient insurance flex model
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With co-payment
General
Acceptance not guaranteed. Health check by CSS beforehand.
Flex model. Free choice of doctor in listed Swiss hospitals. Free choice of hospital anywhere in Switzerland. Emergency services also worldwide.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on the age, place of residence and gender of the insured person.
Option 1:
General ward: no co-payment.
Semi-private ward: co-payment of 40% (up to CHF 8000 per calendar year).
Private ward: co-payment of 70% (up to CHF 14,000 per calendar year).
Option 2:
General ward: no co-payment.
Semi-private ward: co-payment of 20% (up to CHF 4000 per calendar year).
Private ward: co-payment of 35% (up to CHF 7000 per calendar year).
Discount when taking out a 3- or 5-year contract and for no claims.
The insured persons receive up to CHF 20 per day up to CHF 500 per calendar year for spa or convalescent therapies.
Childbirth costs are covered in listed hospitals throughout Switzerland. For an inpatient birth at a birth centre: one-off contribution of max. CHF 1000. Outpatient birth at home: max. CHF 1000 per birth, without proof of costs. Waiting period: 365 days.
No coverage.
No coverage.
No coverage.
No coverage.
No coverage.
No coverage.
Worldwide cover only for emergency treatments.
Choice between approved clinics, stay for a maximum of 60 days per calendar year.
Up to a maximum of 60 days per calendar year in a acknowledged hospital.
Hospitalization and examination costs for newborns.
In-patient ligation (CHF 500 per case).
Transportation costs to avoid or shorten a hospital stay: CHF 250 per calendar year.
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