Helsana Completa
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Premium outpatient insurance
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Top & Sana bundle
General
Helsana Completa combines the supplemental insurances Top and Sana and offers additional services.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
There is a discount for taking out a 3-year contract. Family discount: 5-10%. Premiums depend on various factors such as age, gender and place of residence. Premiums for over-65s are a maximum of 3x the premiums for 30-year-olds and for over-70s a maximum of 4x the premiums for 30-year-olds.
Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 300 per calendar year.
Vaccinations, prevention and ultrasound: 90 percent up to CHF 750 per calendar year.
Vaccinations, prevention and ultrasound: 90 percent up to CHF 750 per calendar year.
Cost contribution to approved courses: 75 percent up to CHF 200 per area (CHF 500 area pregnancy) and calendar year.
90 percent for medicines accepted by Swissmedic. 50% according to list of Helsana group. 75% for complementary medicines.
Outpatient: 75 percent. Inpatient: Up to CHF 5000 per calendar year.
Non-physician psychotherapy: 75 percent up to CHF 4500 per calendar year together with ligation and correction of protruding ears.
Emergency transportation and rescue up to CHF 100,000 per calendar year.
Full coverage.
Full coverage in case of emergency treatments in case of an illness or accident abroad.
Treatment of tooth misalignment up to the age of 20: 75 percent up to CHF 10,000 per calendar year.
Contributions to the costs of school or youth dental care are taken into account.
No benefits.
No benefits.
90 percent up to CHF 1500 per calendar year.
75 percent up to CHF 4500 per calendar year, together with psychotherapy and correction of protruding ears.
Additional ultrasound examinations.
A waiting period of 365 days applies.
Cost contribution to correction of protruding ears up to the age of 20: 75 percent up to CHF 4500 per calendar year together with psychotherapy and ligation.
No benefits.
Search abroad: up to CHF 20,000 per person and event.
Targeted outpatient treatments abroad: 90%, up to CHF 1000 per calendar year.
Outpatient treatment in Switzerland by non-patient physicians: 90% (without psychotherapy).
Health and foreign legal protection included.
Free telephone travel advice from Travelcheck and free health advice.
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