Helsana Top

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Helsana Top

  • Standard outpatient insurance

General

General information:

Coverage of Helsana Top in Switzerland and abroad.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

There is a discount for taking out a 3-year contract. Family discount: 5-10%. Premiums depend on various factors such as age, gender and place of residence. Premiums for over-65s are a maximum of 3x the premiums for 30-year-olds and for over-70s a maximum of 4x the premiums for 30-year-olds.

Glasses and contact lenses:

Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 150 per calendar year.

Vaccinations:

No coverage.

Preventative examinations:

No coverage.

Gym memberships:

No coverage.

Medicines:

90 percent for medicines accepted by Swissmedic. 50% according to list of Helsana group.

Alternative medicine:

No benefits.

Psychotherapy:

Non-physician psychotherapy: 75 percent up to CHF 3000 per calendar year together with ligation and correction of protruding ears.

Search & rescue in Switzerland:

Emergency transportation and rescue up to CHF 100,000 per calendar year.

Search & rescue abroad:

Full emergency cover for rescues, transportation and repatriation to Switzerland.

Medical costs abroad:

Full coverage in case of emergency treatments in case of an illness or accident abroad.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 20: 75 percent up to CHF 10,000 per calendar year.

Dental treatments:

No benefits.

Spa & convalescent therapy :

No benefits.

Equipment:

Coverage of 90 percent with a maximum of CHF 1000 per calendar year.

Sterilization:

75 percent up to CHF 3000 per calendar year, together with psychotherapy and correction of protruding ears.

Maternity:

Not specified.

Ear corrections:

Cost contribution to correction of protruding ears up to the age of 20: 75 percent up to CHF 3000 per calendar year together with psychotherapy and ligation.

Home care:

No benefits.

Additional services:

Search abroad: CHF 20,000.
Health and foreign legal protection included.
Free telephone travel advice from Travelcheck.

Scope of services

Scope of services
Glasses and contact lenses
Vaccinations
Preventative examinations
Gym memberships
Medicines
Alternative medicine
Psychotherapy
Search & rescue in Switzerland
Search & rescue abroad
Medical costs abroad
Tooth misalignment treatments
Spa & convalescent therapy
Medical aids and equipment
Sterilization
Maternity
Ear corrections
Home care